Book Promo ~ The Inner Matrix

Leveraging the Art & Science of Personal
Mastery to Create Real Life Results

Struggling to get the results you’re striving for?
Discover a powerful mind-science fusion to smash your goals
and skyrocket your lifestyle.

Do you feel as if you’ve professionally or personally plateaued? Are you plagued by stress or anxiety? Are you searching for greater meaning and purpose?

For more than 20 years, author and Inner Matrix Systems founder Joey Klein has studied a range of healing modalities, from psychology and neuroscience to martial arts and mediation. He synthesized effective elements from multiple disciplines into a single approach that he says can help others train their thoughts and feelings to discontinue destructive patterns, engage their formidable internal resources and create powerful visions for their lives.

“Each of us has our own Inner Matrix, which consists of our emotions, thought strategies and nervous system, that drives our actions, behavior, and ultimately creates our experience of life,” Klein said.

He shares his techniques and practical exercises in his new book, The Inner Matrix: Leveraging the Art & Science of Personal Mastery to Create Real Life Results.

Aimed primarily at high level executives, entrepreneurs and business leaders, The Inner Matrix contains insights of value to anyone looking to make positive changes in their lives, including:  

– A simple, practical approach to managing your emotions, thought strategies and nervous system to channel success;

– Ways to develop fulfillment, peace and inspiration;

– How to create the neurological alignment needed to achieve any desired outcome;

– Methods for designing a rich and meaningful life;

– Case studies, scientific references, expert insights;

– And much more.

Ultimately, The Inner Matrix is a comprehensive guide for realigning your emotional, mental and physical states to support the achievement of your most important personal and professional goals.

“When you master your internal state, you master your world,” Klein said. “It is just that simple.”

About the Author

Joey Klein is the founder and CEO of Inner Matrix Systems, a personal mastery training system for high achievers. He has been interviewed by Self Magazine, INC.com, Yahoo Finance and NBC. Klein has coached leaders from some of the world’s top companies, including IBM, Coca Cola and the World Health Organization.

For more information, please visit https://innermatrixsystems.com, or connect with Klein on Facebook at https://www.facebook.com/joeykleinfreedom/photos.

The Inner Matrix:
Leveraging The Art & Science of Personal
Mastery to Create Real Life Results

ISBN-10: ‎ 1737215705
ISBN-13: ‎ 978-1737215707

Available from Amazon.com

Book Promo ~ Secrets of a Complex Life

About Personal Transformation & Happiness

^{by Jignesh Ahalgama}

Do you feel exhausted? You have tried everything you can, but does life just refuse to go your way? Do you aspire to bridge the gap between you and success? What if I tell you that you can do it all? All the answers are right in front of you. In fact, they always have been.

Confused?

You have already tried looking harder, now let’s try something different and shift the view a little.

Philosophy has been our friend for centuries, stretching as far as the beginning of religion itself. The foundation of every subject, idea, belief―fiction or nonfiction―is philosophy. It has been studied, practiced, criticized and even changed innumerable times over the years. But it can never be erased. You too have your own philosophy in life and so does this book.

And if yours doesn’t seem to be doing the trick, then here is your chance to evolve.

Let this book be your friend and guide you in building a bridge to YOUR Success.

The book defines the importance of thoughts and adversity in life. Up and down is a part of life, book will help you to understand that how to react to be happy when life is in downside. It correlates with the basic things around us (i.e. website, roti, curry, water, stone, etc.) with various aspects of life and the struggles of life. There are two sides to every situation, this book will help to look at its positive side to make a person happy and successful in life.

The book divided in 7 sections
Elements of life
Importance of thoughts
Life is an art
Importance of adversity
Let go
Find the solution
Balance sheet
~~~

About the Author:
Jignesh Ahalgama is working as a senior research scientist in formulation and development for one of India’s leading pharmaceutical companies. He belongs to Gujarat and is now settled in Hyderabad with his wife and son. Even as a man of science, he has always had a strong interest in astrology, understanding humans and the philosophies of life. Having to travel a lot for work helped him observe and learn a lot as a silent spectator. However, his moment of epiphany arrived when he encountered a person who gave him a new understanding of his experiences. Secrets of a Complex Life is his maiden book, where he talks about finding the answers to the most nagging problems of humanity from within its most mundane experiences, designed solely to help people make the best of every situation in their lives.

Secrets of a Complex Life

Available from Amazon.In and Flipkart

Book Promo ~ Money Does Grow on Trees

Shoe Salesgirl Turned Millionaire
Shares Her Secrets on
How to Find Money Growing on ‘Trees’

Money Does Grow on Trees:
The Myths We Create and Live By

Once there was a hard-working shoe salesgirl who, in her own words, “despised money” and all that it represented. Not exactly the backstory you might expect from someone who became a millionaire and now wants to help you do the same. But Esra Banguoglu Ogut is now convinced that the only things standing in our way are our own self-created limitations. She spells it all out in her new book, Money Does Grow on Trees: The Myths We Create and Live By.

ABUNDANCE AWAITS TO BECOME YOU…

We have been told over and over again:

We have less because others have more…Really?
If we are materialistic, we can’t be spiritual…Really?
The rich are the root of all evil…Really?
If we are not successful, we are not worthy…Really?
Only this way works…Really?
Money doesn’t grow on trees…Really?

“It is kind of ironic that what limited me and what I despised the most, money, ended up being my access point to realizing how powerful each of us are in creating our own realities,” Ogut writes. “We are like mini-gods in action all the time, whether we realize it or not.”

She awakened to her own power to create prosperity when she finally realized that she was unconsciously going out of her way to limit it. At that moment, it dawned on her that abundance is a matter of choice for each of us. People choose it or reject it based on what they have come to believe about money.

Ogut is part of a new generation of prosperity leaders. Her unique approach to manifesting abundance and dismantling self-imposed limitations travels to the core of who we are and why we make the choices we do.

In this book you will find stories — both successes and failures — from her life and many other examples from clients she worked with over a decade.

She encourages us to take responsibility for having created our own limitations, which is the first bridge to finding the true inner power needed to transform them … ultimately giving birth to our sovereignty.

About the Author

As a transformational coach and yoga teacher, Esra B. Ogut has helped people worldwide discover their power to live the life they choose. She shows them how to experience their own abundance through one-on-one coaching and workshops. Along with her husband and business partner, author and transformational coach Aykut “Ike” Ogut, Esra pioneered transformational coaching in Turkey.

She holds a bachelor’s degree in English literature from Turkey’s Bosphorus University and a film and television certificate from UCLA, and she is also a certified instructor of kundalini yoga. Esra resides with her husband in Los Angeles and Kauai, where they work online to train coaches around the world while continuing to write.

For additional information, please visit www.ikeandesranow.com.

Money Does Grow on Trees: The Myths We Create and Live By

Publisher: Ayra
Release Date: September 6, 2021
ISBN-10: ‎1735593419
ISBN-13: 978-1735593418

Available for pre-order on Amazon.com

Book Promo ~ Called to Lead

Women: Fuel Your Passion to
Influence, Impact and Inspire Others

Called to Lead: Success Strategies for Women

Do you feel an innate desire to speak up, take charge and help make your organizations and communities stronger? Don’t ignore your instinct to lead— own it. It’s your superpower, and you should embrace it, nurture it and use it for powerful, positive outcomes, advises Pegine Echevarria, Power Women Worldwide founder. 

Pegine, along with Mindy Gibbins-Klein, Diana Watson, Cindy Tschosik plus 14 other successful female leaders from diverse backgrounds share their stories, techniques and actionable tips in Called to Lead: Success Strategies for Women.

Timely topics such as Leading Unexpectedly in a Crisis, Mental Wellness, Cross-Cultural Leadership and Be the Trigger for the Change, plus many others, are covered through thoughtful, uplifting chapters from each contributing author.  

The consortium of talented, powerful women featured in Called to Lead have thrived in their respective fields while enjoying vibrant personal lives. Each woman draws upon her unique strengths and experiences to deliver relevant, useful strategies to help other women grow and succeed while balancing family, relationships and self-care.

Called to Lead is organized into five sections, each comprised of several chapters:

1. The Power of Being Called to Lead;
2. The Power of Self-Mastery in Leadership;
3. The Power of Influential Leadership;
4. The Power of Emotions and The Mind in Leadership; and
5. The Power of Leadership Love.

Leadership is a calling. The guidance and mentoring from each of the influential female leaders in Called to Lead aims to help readers answer the call with know-how and confidence.

“You are a leader,” says Pegine. “Embrace your gift. Invest in yourself and your leadership skills. The world wants and needs women who lead. Be bold. Be brave. Be seen. Be heard. Be paid well. Be you.”

About the Authors

Pegine Echevarria, MSW, HoF, CVP

Quoted in The New York Times, Forbes, The Wall Street Journal and featured on Speaker and Minority Business Enterprise magazines, Pegine, who goes by her first name, is the only Latina in the Motivational Speakers Hall of Fame, alongside stars like Jack Canfield. Through Power Women Worldwide groups, she focuses on uplifting women in leadership. She is the founder and leader of multi-million-dollar businesses and a sought after speaker and presenter. Pegine has received business recognition from the Women’s Business Minority National Council, the U.S. Department of Defense and the U.S. Small Business Administration, which named her a Women in Business Champion. www.powerwomenworldwide.com 

Mindy Gibbins-Klein, MBA, CVP

Mindy Gibbins-Klein is a multi-award-winning international speaker, thought leadership strategist, book coach and publisher. She has authored and co-authored 10 books, and has presented to and coached over 50,000 business executives and entrepreneurs in 18 countries. Mindy created The Book Midwife® brand, and designed the methodology that has helped over one thousand leaders to take their ideas and turn them into thought-leading books.

www.mindygk.com 

Diana Watson, MA, MS, DTM

“Am I Strange?” is Diana Watson’s most renowned presentation with over one million views within two weeks. As a bilingual professional, Diana also presents in Mandarin, and this one video transformed how the world views Black people who speak Chinese. Her first book, The Speaking Seed: Secrets to Successful Foreign Language Public Speaking, is the first book ever dedicated to foreign language public speaking. www.dianawatson.net 

Cindy Tschosik 

Cindy Tschosik is a certified ghostwriter, professional speaker and mental wellness advocate. For more than 25 years, Tschosik held leadership roles in legal, corporate, IT and nonprofits. In 2013, she launched SoConnected, a full-service marketing firm for business owners and professional speakers. During a challenging summer in 2008, Tschosik was diagnosed with major depressive disorder. Her mission came out of her mental wellness journey. www.soconnectedllc.com 

Called to Lead: Success Strategies for Women
Publisher: Panoma Press
ISBN-10: 1784529362
ISBN-13: 978-1784529369

Available from Amazon.com

New Year’s Resolutions

Want To Make Your New Year’s Resolution Stick?

Choose Your Words Well

Most people are unaware of just how powerful their words are. The words we speak actually create what we experience in life. Powerhouse CEO, serial entrepreneur, angel investor, and author May McCarthy can attest to that. In the past 32 years, May has grown six highly profitable companies to as large as 250 employees. She credits her success, financial abundance and happiness to seven steps she practices every morning. One of those steps involves setting goals and resolutions with statements that are carefully worded to help her achieve more of her goals, dreams, and desires by activating her subconscious and intuition.

“Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.”  Oprah Winfrey

“More often than not, we believe we are setting good New Year’s resolutions with statements like: I want to increase my salary this year; I will get a new job; I want to find the love of my life; I want to lose 20 pounds. According to May McCarthy, you are not likely to meet your goals with statements like those. Because they affirm the idea that you do not yet have what you want, they will actually keep you stuck in the lack you believe you are experiencing. Modify those statements, however, with specifics and in gratitude for your goals as though they are already complete, and the world you want is more likely to be yours,” says May, an Author, Speaker, Entrepreneur, and Investor .

If you were to say, “I want to increase my salary,” you will forever be wanting, because you are declaring that you don’t have enough and you are not specific enough about your goal. If, on the other hand, you decided exactly how much you would like to net, you could rephrase your goal to something like, “I’m so grateful that I have overflowing amounts of abundance in my life with a minimum of $x that I use for all of my living, giving and entertainment expenses and more.  I am fully supported and provided for at all times in all ways.”

If you were to say, “I don’t like my job. I want to find another one,” you’ll probably be wishing it for quite a while. On the other hand, the assertion, “I am so grateful that I am now using my skills and talents in remarkable, fun, and satisfying ways to support my company’s efforts towards success.  I feel appreciated by my company and easily earn a minimum of $x. I enjoy all of my co-workers and customers and feel that they value me as well,” will more likely land you that plum job, whatever it may be.

Change “I want to find the love of my life,” to “I am so grateful that I am now experiencing a wonderful relationship with my perfect and loving partner, who is also my best friend. We have fun together and have similar values.  All of my friends and family adore him/her and his/her family appreciates me. We build a wonderful life together as we support and love each other fully,” and watch the magic happen.

Choosing the right words to declare your intention is just one of seven steps May suggests for attaining abundance.  To be most effective in activating your subconscious and intuition to help you see more opportunities to achieve your goals, the seven steps should be practiced daily. You can begin this New Year’s by phrasing your resolutions to describe the good you want to have so that you can realize it sooner.

May McCarthy has spent 32 years uncovering the mystery of how to rely on intuition to experience great levels of success, financial abundance, and freedom. She is a successful serial entrepreneur, CEO, angel investor, philanthropist, speaker, and author who has grown six highly profitable companies to as large as 250 employees. She serves on business, philanthropic, arts and university boards and is the author of the best-selling book THE PATH TO WEALTH: Seven Spiritual Steps for Financial Abundance (Hierphant Publishing 2015).

www.MayMcCarthy.com

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Amazon

Barnes&Noble

Unemployable! by David Thomas Roberts

The Renegade CapitalistTM Says Make Yourself Unemployable!

This may be the best time in history to start a business. Best-selling author David Thomas Roberts, Renegade CapitalistTM and serial entrepreneur since age twenty-one, has created a guide for those who are no longer content to have someone else dictating their daily commute, their income, schedules and vacations. What does it really take for someone to jump off the employment treadmill and participate in the free enterprise system, unencumbered by traditionally accepted myths? Roberts lays out business strategies and principles in his book Unemployable! How to Be Successfully Unemployed Your Entire Life (Defiance Press and Publishing, LLC).

In Roberts’ quest to find new and innovative investments, the best business plan submitted through the Renegade CapitalistTM website (http://renegadecapitalist.com) will be awarded up to $25,000 in investment money. He is also available for speaking engagements and consulting services for new business owners.

Always challenging the status quo, Roberts has built a lifetime of success in defiance of accepted business norms which has led him to be dubbed the “Renegade CapitalistTM.”

In college, Roberts became discouraged because no one was teaching him what he wanted to understand: how to become an entrepreneur. He then dropped out and within a year opened a multimillion air freight business with his brother. The downturn in the oil industry caught Roberts by surprise and eventually the business failed. Roberts took many valuable lessons from this experience.

Undaunted, Roberts launched another business which he later successfully sold.  Roberts has built numerous successful businesses; he is the founder and CEO of Teligistics, a leading multi-million-dollar telecom technology management firm started with $1,000 on a folding card table in a closet. Now, acknowledging the need for more opportunities, classes and degree paths for aspiring entrepreneurs, Roberts has advised major universities and MBA programs on the creation of degree paths and curriculum for entrepreneurial studies.

Roberts has two best-selling political thrillers to his credit, Patriots of Treason (2012) and A State of Treason (2014). Inspired by his four children, he recognized the need for an unconventional business book to share his expertise. Roberts will soon release his fourth book, a continuation of the political thriller series, and is working on several more business books digging deeper into the principles of Unemployable!

Roberts lives with his wife of thirty-four years near Houston, Texas. He has four grown children and two grandchildren. For more information, please visit http://renegadecapitalist.com and http://davidthomasrobertsauthor.com

Unemployable! How to Be Successfully Unemployed Your Entire Life
Defiance Press and Publishing, LLC
By David Thomas Roberts
Available at fine bookstores everywhere and online
ISBN: 9780996259040

buy links

Amazon
Audible
Barnes & Noble
Kobo
Abebooks
Half.com
IndieBound

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Reviews:

Kirkus Reviews: “….Roberts makes a strong case that some people are ‘unemployable’ because, like him, they are better served founding their own companies and working for themselves. In engaging short chapters that include both personal anecdotes and a smattering of advice, Roberts covers….a worthwhile, fundamental introduction to key business topics….”

Randy Council, COO and Co-Founder of Teligistics Inc.: “Unemployable! is a great read, a real-life success story based on the fundamentals of success lost in our parental and educational systems. It should be a MANDATORY read for all high school seniors and their parents.”

Robert E. Marling, Jr., Chairman and CEO, Woodforest Financial Group, Inc.: “Enjoyable to read, filled with compelling facts, and powerfully to the point, Unemployable! is a must read for anyone preparing to take that leap into the world of ‘unknowns’ that we call ‘entrepreneurship.”’

Randal Miller, President, New Summit Advisors: “…boldly honest. He is not afraid to speak the truth about the challenges he has faced as an entrepreneur for over 30 years. No filler, no fluff, reading Unemployable! is like having a successful mentor available at your fingertips.”

Amazon readers say:

Jeff Davidson, author and speaker, Breathing Space Institute: “A long term veteran of entrepreneurship himself, Thomas explains why now is one of the greatest times possible for you to be in your own business and he offers action steps for you to succeed….His description of ‘renegade capitalism’ is priceless, and if you think that you can be a renegade capitalist yourself, this is the book for you.”

Susan Keefe: “I agree with everything that the author David Thomas Roberts has written. This book is absolutely packed with good advice. If you have the thirst to be your own boss then this is the book for you! It is practical, informative, down to earth and yet at the same time so inspirational.”

Daisy S.: “…a very insightful and realistic book. If one is considering going into business for oneself, this book I believe would be worth reading….encouraging, helpful and more realistic than others I read in the past.”

Pam G.: “…an enjoyable read from start to finish….I really enjoyed this book on a personal level. He nailed my character traits and the joys and challenges that I’ve found with running my own business….his enthusiasm and energy come across in his writing….I plan to give this book to my 16-year-old son, as he is searching for what he wants to do as a career, and doesn’t see himself sitting in a cubicle from 9 a.m.-5 p.m.”

Amazon Customer: “Impressive and educational!…if you’ve ever had the mindset to become an entrepreneur, this book helps in the transition from, ‘I wish I could,’ to ‘wow, maybe I can too.’

Book Promo: Soar Above by Dr. Steven Stosny

Soar Above:  The Tools That Help Make A Positive
Transformation Possible In Any Area Of Life   

In Soar Above, Dr. Stosny explains why diets don’t work, addicts relapse, marriages falter, and Mr. Hyde can’t remember what Dr. Jekyll learned in anger management

In Dr. Steven Stosny’s book, Soar Above: How To Use The Most Profound Part Of Your Brain Under Any Kind Of Stress (HCI Books), the reader is given tools showing how to take flight from the toddler brain to landing in the adult brain when things get tough. Dr. Stosny illustrates that our brains are like “habit-forming machines,” and the goal of his new book is to use habits to overcome the limitations of them.

In the chapter titled, Anger in the Age of Entitlement, Dr. Stosny illuminates that “We give more importance to personal feelings than personal values and to expressing how we feel rather than doing what we deeply believe is right.” Throughout his book, Dr. Stosny supports with science how to replace old habits with new ones to transform us into the kind of persons, parents, and partners that we most want to be.

The Table of Contents exemplifies the rich content of Dr. Stosny’s work – all of which can stand alone and as shown takes the reader from boarding to soaring.

1. The Profound Brain
2. How We Make the Same Mistakes Over and Over
3. How Pain Becomes Suffering
4. Feeling Powerful vs. Being Powerful: “Coping” in the Toddler Brain
5. Toddler Brain Habits Ruin the Best of Intentions
6. How We React to a Jerk Like a Jerk: Principles of Emotion Interaction
7. Anger in the Age of Entitlement: Living in the Wrong Part of the Brain
8. How to Turn Toddler Brain Feelings into Adult Brain Values
9. Adult Brain Habits: Improve, Appreciate, Connect, Protect
10. Radical Self-Value Breeds Radical Value of Others
11. How to Be Happy: Make the World a Little Better
12. The Adult Brain in the Web of Emotion: Everything We Do Makes the World Better or Worse
13. To Soar Above, Build a Web of Compassion and Kindness.

Soar Above is filled with engaging examples from the author’s lectures and therapeutic work with his more than 6,000 clients. Readers will learn how, through practice, they can get off the treadmill of repeating past mistakes to become their best selves at home, at work, and in the world. Stress is inevitable in life, but this illuminating book gives anyone the practical tools to rise above.

About the Author:

Steven Stosny, PhD, has treated more than 6,000 people through Compassion-Power, the organization he founded and has directed for more than 21 years. He is the author of Living & Loving after Betrayal, Love without Hurt: TurnYour Resentful, Angry, or Emotionally Abusive Relationship into a Compassionate, Loving One and, with Pat Love, How to Improve Your Marriage Without Talking about It. His textbook, Treating Attachment Abuse: A Compassionate Approach, set a new standard for understanding and treating family abuse and was a Behavioral Science Book Selection. His Psychology Today blog on relationships is one of the most popular, with nearly four million views.

Available wherever books are sold or to order directly from the publisher, contact: www.hcibooks.com or (800) 441-5569
Soar Above: How to Use the Most Profound Part of Your Brain Under Any Kind of Stress
ISBN: 9780757319082

Amazon

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Book Promo: Rich Habits Rich Life by Randall Bell PhD

Rich Habits Rich Life:
The Four Cornerstones of All Great Pursuits

Randall Bell PhD

Success Or Failure? Rich Habits, Rich Lives Helps Us Make Choices That Ensure We Succeed

Anybody can offer advice; for real, lasting change, however, nothing offers proven insights like science. Dr. Randall Bell examines groundbreaking research from human psychology and economics in his latest book, Rich Habits Rich Life: The Four Cornerstones of All Great Pursuits (Leadership Institute Press).

The culmination of Bell’s diligent search to discover why some succeed and others fail, Rich Habits Rich Life asks: are there fundamental differences or traits that set successful people apart?  What makes a winning strategy or leads to disaster or collapse?

Dr. Bell’s work on high profile disasters ranging from the World Trade Center and Chernobyl to Hurricane Katrina provides a unique perspective on human behavior. Then, including more than 3,000 people around the nation and from every walk of life, from moms to millionaires, Bell seeks out the foundational elements of success common to us all. He identifies a definite link between daily habits and various measures of success.

In a practical, fun style, Bell helps readers pinpoint their own personal definition of happiness. Whether it’s professional acclaim, interpersonal relationships or mastery of a skill, there are simple and identifiable steps we can take to make success come our way. These insights into behaviors that lead to prosperity are the result of 25 years of research.

Randall Bell earned his PhD in Human and Organizational Systems from Fielding Graduate University and his MBA from UCLA. A socio-economist and the CEO of Landmark Research Group, LLC, Bell is a popular speaker, internationally recognized for his expertise. Everyone from the Wall Street Journal to People Magazine has followed his disaster research which has taken him to 50 states and 7 continents. He has been featured in the Wall Street Journal, PEOPLE magazine, The New York Times, Chicago Tribune, Los Angeles Times, CNN, and every national television network. A self-proclaimed lousy golfer, Dr. Bell directs his passion towards volunteer work and writing on the topic of the thriving mindset. He lives in Los Angeles, CA, with his wife and four children.

For more information, please visit: www.richhabits.com.

Rich Habits Rich Life: The Four Cornerstones of All Great Pursuits
By Dr. Randall Bell
Publisher: Leadership Institute Press
ISBN-13: 978-1933969237
Amazon

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Stephen M. R. Covey, New York Times Bestselling Author of The Speed of Trust and Co-author of Smart Trust: “I thoroughly enjoyed reading this wonderful book because it brought to mind something my father, the late Dr. Stephen R. Covey, would often say: “Peace of mind comes when your life is in harmony with enduring principles and values and in no other way.”  Rich Habits Rich Life does exactly that. Based on the Four Cornerstones of “Me We Do Be,” Bell brilliantly reveals how cultivating the right “habits” can not only enrich and improve your life and give you peace of mind, but doing so can save you from the destructiveness, dissatisfaction and danger of a life floundering to and fro–like a ship without a rudder. Backed by research and highly practical, this book is tremendously relevant today!”

Steve Alten – New York Times Bestselling Author: “Eye-opening … Randall Bell’s [book] is as inspiring as Napoleon Hill’s classic Think & Grow Rich.”

Donald T. Phillips – Bestselling Author, Lincoln On Leadership: “From the homeless to the billionaires, Rich Habits Rich Life helps us all understand the true meaning of success and how to attain it in our own lives. This book is creative, beautifully written, and based on solid scientific and personal research.  Pick up a copy.  It’s a winner.”

Dr. Piero Ferrucci – Bestselling Author, The Power of Kindness: “Our life is made up mostly of our habits. Therefore we’d better choose them mindfully and cultivate them wisely. In this brilliant book Randall Bell picks for us the (demonstrably) most beneficial habits in all domains of life – from inner to social to environmental to financial. I couldn’t put the book down.”

Bob Proctor – Bestselling Author, You Were Born Rich: “Rich Habits shows how the little things we do can have a dramatic impact on our quality of life; it’s that one small adjustment that can make the difference between winning and losing. Read, learn and act on the great information provided in this book.”

William R. Forstchen – New York Times Bestselling Author: “Dr. Bell, with his fascinating graduate and professional training in both Sociology & Economics has a unique perspective on the internal and external driving forces that create success or failure in our lives . . . and our culture. The opening of his book automatically captured my attention with the promise of drawing links between many of the seminal events that have shaken our nation in recent years and thus offering the potential of providing some answers as to “WHY?” which he does with consummate skill. This is a work we should all take a look at, both in terms of our personal lives but in a broader sense, the potentially dangerous trajectory our nation is on as well and how to change that course.”

Financial Planning Process

How To Lead The Ideal Life Without
Becoming As Broke As The Joneses
Your Values Should Be A Driving Force Behind
Money Decisions, Financial Planner Says

It’s human to feel envious when a neighbor drives up in an expensive new car or posts photos online of a two-week European vacation.

But when you let that envy drive your decisions about spending money, you could be headed for financial trouble – the same kind of trouble the seemingly affluent neighbor already may be facing.

“Too many people get caught up in accumulating things and projecting an image of success,” says Brad Berger, author of the book “Stop Trying to Keep Up With the Joneses – They’re Broke Anyway” (www.LiveYourIdealLife.com).

“Often they make decisions based on how other people lead their lives and the image those people project. But in many cases, the people you think have money because of the cars they drive, the homes they live in or the vacations they take, may be barely scraping by.”

Such people create an illusion of wealth because they live extravagantly today, but lack any coherent plan for tomorrow, says Berger, who also is a managing partner and owner of Cornerstone Financial Strategies in Tacoma, Wash.

They let someone else’s values, rather than theirs, determine their financial choices.

“The secret to success is determining what you – not someone else – want to achieve and then figuring out what it’s going to take to achieve that,” Berger says. “Living in alignment with your values doesn’t automatically bring on the good life, but it becomes the foundation that guides future decisions about what you want to pursue.”

Berger says people’s needs and concerns are too individual for one-size-fits-all financial advice. Instead, he says, you should strive to live your ideal life through a financial planning process that:

•  Aligns your financial choices with your goals and values. “It is important to understand what drives your decisions,” Berger says. “I regularly double check to make sure any action I am about to take is in alignment with what is important to me. In other words, I ask whether my action is in keeping with my values or takes me further away from them.”

•  Gets your entire financial house in order. Not only do you want that financial house in order, you want to keep it that way forever. That’s easy to say, but more difficult to do. Part of this means focusing on your values and setting goals based on them. But it also involves planning and figuring out what the best investment strategies would be. And then it’s important to regularly monitor what you’ve done to see if adjustments need to be made.

•  Gives you confidence. You want to feel that, no matter what happens in the markets, the economy or the world, you will be on track toward your goals. Financial planning isn’t just about investing in the stock market, Berger says. You also need to manage risks, plan for retirement, develop a comprehensive tax plan and put in place a plan to take care of your family after you are gone.

•  Frees up mental and physical space and time. Ideally, your plan will give you the peace of mind to stop focusing so much on money and what it can buy, and instead home in on the things in your life that are more important. “I have learned that the accumulation of shiny objects does not lead to happiness,” Berger says.

Even when you finish setting up your financial plan, you aren’t finished.

“Financial planning is not a destination; it’s a journey,” Berger says. “I’m constantly monitoring and tweaking my own plan. As I accomplish goals, I regularly add new ones. I adjust to changes in the market and to estate laws and taxes.

“The plan evolves as my family needs change. There is always some way to improve it.”

About Brad Berger

Brad Berger, a managing partner and owner of Cornerstone Financial Strategies LLC (www.LiveYourIdealLife.com) in Tacoma, Wash., is a CERTIFIED FINANCIAL PLANNER™ Professional with more than two decades of experience. He also is the author of the book “Stop Trying to Keep Up With the Joneses – They’re Broke Anyway: A Financial Planner’s Guide to Living Your Ideal Life.” He is a graduate of the United States Military Academy at West Point and served as a Scout Platoon Leader in Berlin, Germany, during the fall of the Berlin Wall.

Securities offered through LPL Financial, Member FINRA/SIPC. Financial Planning and Investment Advice offered through Financial Advocates Investment Management, a Registered Investment Advisor, DBA Cornerstone Financial Strategies LLC and a separate entity from LPL Financial.

Tips for Achieving Your Dream Job

How To Trade 9-To-5 Misery
For Your Life’s Passion

Serial Entrepreneur Explains Value Of 20/20 Foresight

It’s no surprise to some that people who dislike their boring-but-safe, 9-to-5 jobs tend to be unsatisfied and unsuccessful in their careers.

That’s because the first ingredient to success is to do what you’re passionate about, says serial entrepreneur Parviz Firouzgar, author of “20/20 Hindsight” (www.parvizfirouzgar.com).

“We all need money to get by, but if you ever have the opportunity to take a chance and do what you actually love, take it,” says Firouzgar, who left a middling corporate job in his early 20s and eventually earned a fortune a few times over.

“When I started out, if you had told me that in a few years I’d be an expert in sweepstakes promotions, I would have laughed – but it happened. I went on to learn to grade and price diamonds of any size and quality, became a radio talk show host, invented a new way of supporting needy children around the world and I now own a gold mine. Those are just some of the adventures I’ve had.”

If you don’t like what you do, you will tend to have an aversion to doing what it takes to be very successful, he says. Without passion, it’s almost impossible to distinguish yourself.

“If you keep your boring and safe job, you can keep your boring and safe income, but I don’t know how happy you could be,” he says. “Years ago, I would have told you I was crazy for thinking that I’d have such an adventurous career. The point is that nothing is out of our reach, for me or for you.”

Through trial and error and after decades of experience, Firouzgar has uncovered reliable tips for achieving your dream job.

• A mentor can help you with 20/20 foresight. Imagine having the ability to skip ahead to possessing that unique set of skills that comes with already having earned your first fortune.

“Had I known what it would take to earn my first million before I’d earned that knowledge, it would have come much quicker and easier, and that’s why I wrote my book,” says Firouzgar.

In the same spirit, he recommends developing a relationship with a mentor, who can also help you fast-track success. You’ll want to choose someone who is already successful so that the advice isn’t some form of wishful thinking. You don’t learn how to get rich from someone with low income. Ideally, you’ll find someone who has experienced hardship in life, and at least one major business failing.

• Failure is life’s greatest teacher. One of the biggest reasons why personal experience is so valuable – and why an ideal mentor has experienced some measure of failure – is because that’s where the most valuable lessons usually lie. Our first success is often fleeting and, meanwhile, one’s ego tends to get out of control. Then it all comes crashing down as flawed character traits surface and sabotage what took so much hard work to build. It’s our failures that positively mold the most important features of our character – including humility and gratitude. It’s when we experience and overcome failure that success becomes a sustainable possibility.

• The quality of your business plan largely determines your start-up phase.Getting excited over an idea is the fun part, but actually working through how an idea may fare is where the work begins. While investors seek confidence first and foremost in people – their passion, determination and past successes – a business plan is vital for raising capital. If multiple investors turn down your project, it may mean that the plan didn’t demonstrate how and when the investment would generate an acceptable return. More importantly, it’s a sign your idea hasn’t quite matured in the sometimes hard light of business. Remember, creating a business plan entails creating something where, previously, there was nothing more than an idea. So, if you truly believe in your idea, do it justice by putting in the appropriate time, thought and energy. 

• To-do lists provide the practical application of achieving goals. Among the abundant academic and self-help literature intended to help aspirational people achieve goals, there is one proven and reliable tool that sets the gold standard like nothing else: a to-do list. To-do lists act as cheat sheets for keeping your busy mind focused on what needs to be addressed at any given time. Entrepreneurs need to multitask to an extent. A list will keep you straight, and since you’ll be adding to the list regularly, make sure to cross out tasks that have been accomplished. 

“An added tip for a to-do list: do first what you like doing least,” Firouzgar says. “Even very disciplined people push off what they dislike. But if you get in the habit of accomplishing unattractive duties in the morning, the rest of your day can be that much more pleasant.”

About Parviz Firouzgar

For 25 years, Parviz Firouzgar (www.parvizfirouzgar.com) has founded several multi-million dollar companies. He started a mortgage company that employed more than 500 loan officers and has written business plans for startup companies that have helped them raise millions in capital. After he discovered a new way of raising funds, he expanded into the charitable arena. Within one year, his company was supporting 2,300 needy children around the world, providing all of their food, clothing and education. Most recently, he has been in the precious metals and diamond business, including owning a gold mine. Parviz was a radio talk show host and a long time instructor for Income Builders International (IBI), now called CEO Space, an entrepreneurial forum with internationally recognized instructors such as Jack Canfield, Mark Victor Hansen, Bob Proctor, T. Harv Eker, John Gray and Lisa Nichols.

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20/20 Hindsight: If I knew then what I know now I’d be a lot richer